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ETF.

Exchange-traded funds explained: structure, costs, tracking, and how they compare to other funds.

Three arrows leaving a US flag toward Dublin, Luxembourg and New York, each losing a different slice on the way to a European investor
ETF01

The Irish-Domiciled ETF Tax Advantage, Explained With Numbers

Most ETFs sold in Europe are domiciled in Ireland for one reason: the Ireland-US tax treaty halves the withholding on US dividends inside the fund, and Ireland takes nothing on the way out. On 100,000 in the S&P 500 that is 225 a year kept, and the gap compounds for as long as you hold.

Cadances Editorial9 min read
Twelve-month calendar with four payment dates circled beside a stack of ETF factsheets
ETF02

How Often Do ETFs Pay Dividends? Schedules by Fund Type and Domicile

Most US-listed equity ETFs pay dividends quarterly, many European UCITS ETFs pay twice a year or once a year, bond and covered-call ETFs usually pay monthly, and accumulating ETFs never pay at all. Here is why the schedule works that way, why the amount changes every time, and how to read a fund's distribution calendar.

Cadances Editorial10 min read
Two identical fund factsheets side by side, one stamped Acc and one stamped Dist, with a coin dropping into the second
ETF03

Accumulating vs Distributing ETF: Which Share Class to Buy

The accumulating and distributing classes of the same index fund own the same stocks and earn the same return before tax. The difference is what happens to the dividends, and what your country does about it. Here is how each class works, where tax splits them, and a 20-year example with numbers.

Cadances Editorial10 min read
Glass office towers in a financial district photographed looking upwards
ETF04

ETFs vs. Index Funds: A Beginner's Comparison

ETFs and index mutual funds can track the same market and charge similar fees, yet they differ in how you buy them, how they trade, and a few tax details. Here is how to tell them apart.

Cadances Editorial3 min read
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