Portfolio Management.
Building, balancing, and maintaining an investment portfolio: diversification, rebalancing, and risk.
How to Track Dividend Income: Spreadsheet, Broker or Tracker
Dividend income arrives in small payments, across several accounts, in more than one currency, with tax taken before it lands. Here are the eight numbers worth tracking, the three ways to track them, and where each one breaks down as the portfolio grows.
How Many Dividend Stocks Should You Own? 20 to 30, and Why
Twenty to thirty dividend stocks across at least eight sectors, or fewer on top of a broad ETF core, is the rule of thumb. Here is the reasoning behind it, what one dividend cut costs at each portfolio size, why to weight by income rather than by value, and three shapes that work.
How to Rebalance a Dividend Portfolio Without Paying for It
In an income portfolio, drift shows up in your dividends before it shows up in your portfolio value. Here is how to spot it with a worked example, the three triggers that tell you when to act, and the four ways to rebalance, from the one that costs nothing to the one that costs capital gains tax.
A Dividend Income Portfolio Example: 100,000 Across Ten Sleeves
A worked model portfolio of 100,000 split across ten sleeves, with the weight, yield and income of each, the share of income that two sectors quietly carry, what the calendar and the tax bill look like, and what the income becomes after ten years of growth and reinvestment.
How Much Do You Need to Invest to Live Off Dividends?
Living off dividends comes down to one division: your annual spending divided by the yield your portfolio can safely pay. Here is the arithmetic, the tax and inflation corrections most people skip, and how long it takes to build the number from a monthly contribution.
Cadances vs Sharesight: Which Portfolio Tracker Fits a Dividend Investor?
Sharesight is the best-known portfolio tracker on the market. Cadances is built around dividend income and the tax that comes with it. Here is an honest look at where each one wins, so you can pick the right tool for the way you invest.
Why Diversification Reduces Portfolio Risk
Spreading money across many investments does not just feel safer: there is a structural reason it lowers risk without necessarily lowering expected return. Here is the intuition.
Income ideas, every two weeks.
One short email every other week: a new piece from the Journal and one number worth knowing. No noise, no selling.