Notes on living off your dividends.
Clear, unhurried writing on dividend investing, ETFs, diversification and tax, from the team building Cadances, the portfolio tracker.
3 results for “Diversification”
Clear search ×
How Many Dividend Stocks Should You Own? 20 to 30, and Why
Twenty to thirty dividend stocks across at least eight sectors, or fewer on top of a broad ETF core, is the rule of thumb. Here is the reasoning behind it, what one dividend cut costs at each portfolio size, why to weight by income rather than by value, and three shapes that work.

ETFs vs. Index Funds: A Beginner's Comparison
ETFs and index mutual funds can track the same market and charge similar fees, yet they differ in how you buy them, how they trade, and a few tax details. Here is how to tell them apart.

Why Diversification Reduces Portfolio Risk
Spreading money across many investments does not just feel safer: there is a structural reason it lowers risk without necessarily lowering expected return. Here is the intuition.
Income ideas, every two weeks.
One short email every other week: a new piece from the Journal and one number worth knowing. No noise, no selling.